Save Every little bit helps – see how Four simple savings strategies Making contributions/deposits is easy Start Saving Spend Qualified healthcare expenses Using your HSA Debit Card Other ways to pay Start Using Your HSA Invest Save for healthcare in retirement Choose mutual funds that fit you Activate your investment account Start Investing Manage Everything you need in one place Access your HSA on the go Dedicated HSA customer service Start Managing Your HSA Whether you're able to save $10, $50, or $200 a month, every little bit counts and adds up over time. Choose one strategy or combine a couple based on what works best for your healthcare needs and financial goals. Don’t forget your tax savings The money you save in your HSA is tax-free. So that $100 saved would only be $70 in take-home pay. Save based on last year's healthcare spending. Contribute enough to your account to cover at least what you or your family spent on healthcare expenses last year.

Save based on your health plan. Build up enough of a balance to cover your health plan deductible and out-of-pocket maximum. Save to plan for upcoming or unexpected expenses. Give yourself peace of mind by building up a safety net for any healthcare expense that comes your way. Save for healthcare costs in retirement. Much like an IRA or 401(k), you can invest the money in your HSA and use it for healthcare costs in retirement. Learn more about HSA savings strategies Build your healthcare safety net with an HSA Four strategies for making the most of your HSA Ready to start saving?If you have your HSA through your employer, ask human resources how to set this up.Sign on to Wells Fargo Online® to set up tax-deductible one-time or recurring contributions. An HSA or IRA transfer or roll over. If you already have an HSA at another institution, it's easy to transfer or roll over your funds to a Wells Fargo HSA, tax-free. You can also make a one-time tax-free transfer from your IRA.

Your HSA gives you an easy way to pay for qualified healthcare expenses - for you, your spouse, and tax dependents. As you're using your HSA You may be surprised at what qualifies. Think of your HSA for more than trips to the doctor and pharmacy. vortex air cleaners for kenworthReview qualified healthcare expenses.germ guardian tower air purifier ac5000 It works like a checking account. honeywell electronic air cleaner f90aYou need to have money in your HSA deposit account to make a purchase. Save your itemized receipts. Wells Fargo will not ask for them, but you may need them in the event of a tax audit. Paying for healthcare is easy The easiest way to pay for healthcare is with your Wells Fargo HSA Debit Card.

Use it anywhere Visa is accepted. Choose Credit when prompted. Order cards for your spouse and tax dependents. Use your HSA debit card with Apple Pay™ and Android Pay™. Other ways to pay Online Bill Pay through Wells Fargo Online. Withdraw cash from an ATM or Wells Fargo store. Pay another way and reimburse yourself at any time - online, at a Wells Fargo store or ATM, or by calling HSA customer service at . Learn more about using your HSA to pay for healthcare expenses. Stretch your healthcare dollars with an HSA The average retired couple today will need about $250,000 for healthcare expenses. Think of your HSA like an IRA or 401(k) for healthcare. You can invest your funds for retirement, and get peace of mind knowing you have money set aside for future costs. Things to know about investing with your HSA: No taxes on earnings. You don't pay taxes on the interest or investment income you earn, helping you save even more. Choose mutual funds that fit you.

Create a portfolio that fits your investment time frame, financial goals, and risk tolerance. Review the HSA fund lineup. Set your target balance. You decide how much money you want to leave for immediate use in your deposit account. Access to your money, even if it's invested. Just move your money from your investment account back into your deposit account. Activate to get started Sign on to Wells Fargo Online to activate your investment account. You can do this at any time. Once you reach your target balance, anything over that amount will automatically be invested in the funds you choose. At that point, all you have to do is check in as needed to see if you want to make any adjustments. Learn more about using investing the funds in your HSA to save for retirement Sweeten your retirement with an HSA No matter how you choose to use your HSA, it's easy to manage your account through Wells Fargo Online. By signing onto Online Banking, you can: Activate your investment account

Access your monthly statements See how much cash you've contributed Manage and change your investments View and download tax forms Order dependent debit cards Start managing your HSA today If you are not already a Wells Fargo Online customer, it's easy to sign up. You'll need your HSA debit card and PIN handy. If you have other Wells Fargo accounts, such as checking or savings, you can view everything in one place, allowing you to see your full financial picture. Download the Wells Fargo mobile app to view your HSA balance and use Bill Pay on your smartphone or tablet. Get your HSA balance in a text message. Sign up for text message alerts in the Account Services section of Wells Fargo Online. We're here to help Speak with knowledgeable customer service representatives who only provide support for HSAs. Call if you have questions. Tax information, forms, and agreements INVESTMENT PRODUCTS: NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE